If you are a WI state resident and need a mortgage to purchase a new home or refinance an existing Wisconsin mortgage you will need to first find a Wisconsin mortgage lender to assist you with the financing.

No Doc: With this loan program you do not need to provide income documentation. This loan usually requires a very high credit score.

If you are a first time home buyer in Wisconsin, please contact me here msearing@mayfairmortgage.com for a list of realtors in your area. These real estate professionals will assist you in finding your new home, and will help you with the transaction from start to close. Buying your first home does not have to be as stressful as everyone thinks, make it easy on yourself.

There will be many different loan programs to choose from and your Wisconsin mortgage broker will be able to help you decide which program is better for you. Some of these programs are listed below

Full Doc: in this loan program you will have to provide proof of income, employment and any assets you have to qualify. You will receive the best rates on this program but you will be limited by your income as to how much you can afford and hard to prove income will not be allowed.

Stated Income: With this loan program you are allowed to state your income to make the loan process go much faster with reduced documentation. This loan program is also good if you are self employed,work for tips or have other hard to prove income.