This booklet is from HUD and must be given to every buyer. The booklet explains all the cost involved in the real estate transaction. This book as the following information in it: Settlement process and charges, consumers rights, an item by item look at settlement services and cost, how to negotiate a sales contract, and how to choose an attorney.
The Settlement Cost Booklet explains the role of the real estate broker. Usually, the first person you talk to about buying a home is a real estate agent or broker. Although real estate brokers will generally provide helpful advice about home buying and the process, they may serve the interests of the seller instead of your best interests.