Rapid Rescore Fico can be utilized if you have false information on your credit/fico report that has to be quickly corrected. You can consult with a mortgage broker to go through credit improvement process known as rapid rescoring. This can be very beneficial to you when you are applying for a mortgage loan, because this can increase your fico scores.
With an increase in credit scores through a rapid rescore fico fix you can gain a lower interest rate and possibly a lower down payment amount.