Although you may have less than perfect credit, you can still qualify for a loan.

If you own a home and have less than perfect credit, it often makes sense to use the equity in your home to pay off high interest credit cards or car loans, medical bills or other items that are dragging your credit score down. By consolidating your debt, you make your payments more managable and easier to make, and that will help to improve your credit.

Don't let the fact that you have less than perfect credit keep you from trying to reallize the american dream, call a mortgage broker, it's free to find out.

If one place say they can't help you, like with a major medical condition, get a second opinion. Different brokers have different lenders, when one says no, one says yes!

Even if you are told your credit score is below 500, we still may be able to help you, and can lend you up to 65% or even 70% of the value of your home.

Many "non prime" banks specialize in making mortgage loans for home buyers and home owners with bad credit history. These subprime loans often have higher interest rates than traditional conforming loans.

 

 ++