Marty Searing
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I Am Pre-approved. How do I find a home?

Buyers should consult a real estate agent to help them find a home after being pre-approved for a mortgage. Finding a home that is right for them will take careful planning and patience from the buyer. They will need to take into account many factors to make sure they choose the right home.

Strongly consider finding a Realtor to assist you with finding a home. They will ask you many questions to determine what exactly it is that you are looking for such as location, style of home, number of bedrooms, bathrooms, how important is the school district, etc.

It is very important to know and understand the function of your home for you and your family. The function of your home would deal with: If you have 4 children then you probably do not want to buy a 2 or 3 bedroom home. You would need to have at least 4-5 bedrooms. If you have 4 teenage daughters, you would probably not want to buy a 1 bathroom home. You would need to buy a home with a minimum of 2 bathrooms. If you have a member of your family that is physically handicapped then you would probably need a home that is handicap accessible. You catch the drift here. Figure out with your family what are the most important characteristics that you all need your home to serve and provide and try to stick to your list as much as possible. Know and be able to differentiate the difference between what you absolutely need to have and some of the items that are not necessary but would be nice to have. You may have to settle a little bit, trying to find a home within your price/payment range and knowing which items you can live without beforehand is a very good idea instead of making hasty decisions without thinking them through and getting into a home that is completely wrong for you and your family. A good realtor can help you find the home that you are looking for.

Its time to look for a Realtor! When talking with prospective agents you should pay close attention to their experience and attitude. Is your agent trustworthy? Will they show you homes in your price range, or insist that you see larger or more expensive properties? Can they tell you about the local school system, crime levels, and your drive time to work? Some Realtors have the ABR designation. This means your agent is an Accredited Buyer's Representative and specializes in helping buyers.

I am pre-approved. How do I find a home?
Many first time home buyers start their search by driving around looking for "For Sale" signs. While it is certainly possible to find a great house this way, unless you know what else is out there and at what price, you can't know for sure if you got a great home or a great deal.
Contact a real estate agent have him or her search the entire MLS for you. Have him or her negotiate a price for you and guide you through the process.

 
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