The information a qualified broker will need is your Income, Assets, Debts, Employment History, DOB, Address and most importantly your permission to run a Credit Report.

In order to get a mortgage you must first become approved for a mortgage. You will be approved based on your credit scores and/or credit history, debt to income ratios, assets, employment history, among a few other items. All of these items will basically decide how much of a loan you will be approved for, how much money, if any, you will be required to place as a down payment, and what kind of mortgage programs and mortgage interest rates you will qualify for.